Refinance

Hacks to raising your credit score 200 points

Hacks to raising your credit score 200 points

You’re here because you want to improve your credit score.  Chances are you want to improve it because you’re trying to qualify to buy a house or a car or something that actually requires credit. You are in luck because in this video I’m going to show you not...

What is a private mortgage lender?

What is a private mortgage lender?

Today we’re going to discuss what exactly a private mortgage lender is. This might be a term you’ve heard floating around or someone may have even suggested it to you as a viable option to buy a house. There are some great things about private lenders that you might...

Tips for first time home buyers

Tips for first time home buyers

In this video we’re going to go over some tips for first time buyers looking to get into their very first home. Additionally, we’re going to be going over a super useful home buying checklist that you can use to keep track of what happens in the entire buying process...

Refinance Closing Costs

Refinance Closing Costs

If you’re shopping around for a refinance or even just considering refinancing your home or investment property you might be wondering how much the closing costs are going to run you.  ORRR, if you’re already in the process of comparing lenders you might be...

Why you should NOT pay your mortgage off early

Why you should NOT pay your mortgage off early

There are a ton of videos here on youtube about how to pay your mortgage off early or quickly. The big question I pose to all of these videos that we’re going over today is does it actually make financial sense to pay your mortgage off early? Sure, the idea of not...

Getting Your Credit Checked Too Many Times

Getting Your Credit Checked Too Many Times

How many times can you get your credit checked when you’re applying for a home loan before it starts to tank your credit score? Tons of people we talk to at my company are terrified of their score dropping especially when they start talking to multiple lenders who all...

Remove PMI on an FHA loan

Remove PMI on an FHA loan

Today we’re going to be talking about removing your PMI on an FHA loan. Can you remove your mortgage insurance, how long do you have to wait, what are the circumstances and rules on getting that pesky extra payment that you have every month off of your mortgage...

How to read a loan estimate

How to read a loan estimate

Today I’m going to be going over what a loan estimate looks like and more importantly how to read it to know if your lender or broker is trying to sneak in those pesky hidden fees which is code for screwing you over. Loan estimates If you’re here you are probably...

House Hacking with a Conventional Loan

House Hacking with a Conventional Loan

Today we’re going to be discussing how house hacking works on a conventional loan or even an FHA loan. What you need to know about the numbers and how to calculate if hacking makes sense before you make an offer on a property. House Hacking House hacking - for those...

Lies told to First-time Buyers

Lies told to First-time Buyers

Today, we'll go over what unique loan programs are available for first-time homebuyers. Many lenders lie to you about various loan programs that are not first-time programs in the true sense. They're only saying anything to get you through the door.  First Time...